A new partner, or a divorce? This will affect your pension, and the choices you have to make when you retire. For instance, arranging a pension for your surviving dependants or a higher pension benefit initially and a lower benefit later on?

Starting employment
You begin accruing pension automatically, for when you retire and for your surviving dependants if you die.

If you get married or enter into a registered partnership
Your partner is immediately insured for a benefit if you die. And your children as well.

Separation
Make agreements regarding the division of your retirement pension and special partner’s pension for your former partner.

Incapacitated for work
We will contact you in this case.

Moving abroad
Notify us.

Leaving employment
What is your choice?
- Not yet retired: value transfer or leave your pension where it is
- Retire

When you retire: the choices you have to make
- Initially a higher pension, then lower later (or vice versa)
- Exchange retirement pension for partner’s pension (or vice versa)