Value transfer check list

For instance, compare:

• The pension schemes of the two funds > use the pension comparison tool
• The financial position of the two funds > compare the funding ratios
• Consider the arrangements for indexation, and whether the funds have allocated indexation in recent years > check the financial situation
• What options do the two funds offer? > for example, can you take your pension earlier?
• What are the arrangements for your partner and children in the two schemes? > is there partner’s pension?
• If you prefer to have your pension paid by a single pension provider, this may be a reason to opt for a value transfer*. You can also have pension accrued with former employers transferred.

*Please note: Pension funds may only cooperate with a value transfer if their policy funding ratio is more than 100%.

Value transfer of small pensions

Your pension fund has chosen to cooperate with automatic value transfers of small pensions. This means that a small pension, up to € 592.51 in 2024, will automatically move with you to your new pension provider if you change your job. Pension claims of less than €2.- gross per year will lapse.