Terms and Conditions

www.iffpensioenfonds.nl is owned by Stichting Pensioenfonds IFF and is managed by BSG Pension Management B.V. ("Blue Sky Group")

Adres:                                    Prof. E.M. Meijerslaan 1, 1183 AV, Amstelveen

phone:                                    020-4266266

E-mail:                                    info@blueskygroup.nl

KvK-nummer:                        34112050

Applicability
The terms and conditions of this disclaimer ("User Terms and Conditions") are applicable to your visit to and use of this website as well as the information and services (the “information”) made available to you on or via this website

Information 
We do our very best to present information on this website that is carefully selected and up to date. We pay a great deal of care and attention to the composition of this website. Despite this, it is possible that the published information is incorrect or incomplete. In addition, delays can occur in producing 'updates'. We accept no liability for losses resulting from inaccuracies and/or incompleteness with regard to the information on the website, as well as with regard to the use or incorrect interpretation thereof. The pension regulations are the guiding principle in all cases. The information is published for personal use and is not intended as advice.

Calculations
The results of calculations on iffpensioenfonds.nl can change, for example due to changes in the Regulations, your employment relationship or your personal circumstances. The conversion factors we use for calculating your pension choices also change annually. The results of calculations can work out higher or lower as a result of this. The consequences of your choices for your pension will be determined definitively on your retirement date, using information that is applicable at that time. Ultimately, the Pension regulations are the determining factor.

Operation of the website
We strive to ensure that the website operated properly and that messages you post on the website or send to us are received and/or processed timely and in full. We are unable to guarantee that the website and/or the services made available via the website operate without error or interruption. We accept no liability if the website is unavailable temporarily, permanently, in full or in part or if messages are not received by us in a timely manner and in full. We are also not liable for losses resulting from the use of electronic devices for communication with this, including – though not limited to – loss resulting from non-delivery or delay in delivering electronic messages, interceptions or manipulation of electronic messages by third parties or by software/equipment used for electronic communications and transmission of viruses.

Links to other websites
This website contains links to external web pages. We are not liable for the use or content of web pages to which this website links or in respect of web pages which contain a link to this website. Our Privacy Statement is not applicable to personal data we collect from you on or via these external websites and the processing of that personal data.

Personal Data Protection 
Your privacy is very important to us. Information about how we handle your personal data can be found in our Privacy Statement. 

Property rights
Unless stated otherwise, all rights, including copyrights and other intellectual property rights on the website and the Information are owned by Stichting Pensioenfonds IFF and/or its licensors(s). Visitors may consult the Information on the website and make copies of it for their personal use, for example by printing it or saving it. Any other use of the website or the Information, for example saving or reproducing (a part of) this website in another web page or the insertion of links, hyperlinks or deep links between this website and any other web page is not permitted without the explicit written permission of Stichting Pensioenfonds IFF. 

Submission of unsolicited ideas 
In the event that you post on this website unsolicited ideas and/or materials, including though not limited to texts, images, audio, software or information (the “materials) or send it to us via e-mail or otherwise, we shall have the right to use, copy and/or commercially exploit these materials, in the broadest sense, without being liable to make any payment for this. We shall not be liable to maintaining confidentiality in respect of the relevant materials. You herewith indemnify us in respect of all losses and costs that we suffer or incur with regard to claims from third parties that the use and/or exploitation of the materials is in breach third-party (intellectual) property rights or which is otherwise unlawful against a third party.

Dutch law
The use of this website is governed by Dutch law. All disputes that arise in relation to User Terms and Conditions, including disputes regarding the existence and validity thereof, shall be settled by the competent court in Amsterdam.