Effective January 1, 2025, a number of conversion factors and tax figures changed. These changes are included in the appendices to the pension regulations.

Last December, employer IFF and employee representatives finalized the agreements on the new pension scheme. The constituencies agreed to these agreements. These agreements are laid down in the so-called transition plan.

Stichting Algemeen Pensioenfonds Stap (Stap) will administer the current pension scheme, starting October 1, 2025, as currently administered by IFF Pension Fund.

Last December, employer IFF and employee representatives finalized the agreements they made about the new pension scheme. The constituencies agreed to these arrangements. These agreements were laid down in the so-called transition plan.

​​​​​​​As of the end of December, the policy funding ratio is 134.4%. The funding ratio is the ratio of the pension fund's assets to its liabilities.

​​​​​​​As of the end of January, the policy funding ratio is 134.5%. The funding ratio is the ratio of the pension fund's assets to its liabilities.

​​​​​​​As of the end of February, the policy funding ratio is 134.4%. The funding ratio is the ratio of the pension fund's assets to its liabilities.

​​​​​​​As of the end of March, the policy funding ratio is 134.7%. The funding ratio is the ratio of the pension fund's assets to its liabilities.

​​​​​​​As of the end of November, the policy funding ratio is 134.3%. The funding ratio is the ratio of the pension fund's assets to its liabilities.

The end of the year is in sight. Let's look back at the past year and look ahead to 2025. After all, did you know that many changes in your life can also affect your pension? No need for extra December stress. We have developed the December checklist for you! So quickly check whether a particular change applies to you and take action. We say good intention Number 1 'Pension matters in order' - Check!