This team knows everything about your pension scheme at IFF Pension Fund. Meet one of these pension experts and discover what a pension coach can do for you.

Managing risk is the pension fund's top priority. The most obvious risks are of course investment risks. But there's more to it than that, says board member Hanneke Niekus. She singles out two 'non-financial' risks: cybercrime and the new pension legislation.

How does the pension fund approach socially responsible investment? Does it cost money or does it make money? What does the pension fund aim to achieve? Daan van der Mee, Regional Finance Manager Europe would like to know more about it. Jan Ambergen, member of the pension fund board, answers.

The IFF pension fund has existed for (over) 80 years! All these years, IFF employees have been building a good retirement provision together through the pension fund, and the pension fund also takes care of partners and children of IFF employees in the event of their death. We let two participants speak: Bert Lonterman (71) and Hakan Karabag (45). The former is retired and currently a board member, the latter is still working hard. How do they view the anniversary fund, on the eve of major changes in pension country? And what does the future of building pensions together look like?