This team knows everything about your pension scheme at IFF Pension Fund. Meet one of these pension experts and discover what a pension coach can do for you.

Managing risk is the pension fund's top priority. The most obvious risks are of course investment risks. But there's more to it than that, says board member Hanneke Niekus. She singles out two 'non-financial' risks: cybercrime and the new pension legislation.

How does the pension fund approach socially responsible investment? Does it cost money or does it make money? What does the pension fund aim to achieve? Daan van der Mee, Regional Finance Manager Europe would like to know more about it. Jan Ambergen, member of the pension fund board, answers.