Do you have a general question about the new pension rules, but can't find your question in the Frequently Asked Questions? Send us your question at communicatie@blueskygroup.nl. We cannot promise that we will send you a personalized answer, but if your question is asked more frequently by multiple participants, we will include your question in the frequently asked questions.
We cannot yet answer specific personal questions or questions about the amount of pension, because those details are not yet known. If you have questions about your current personal situation, please contact our colleagues at Pension Service on 020 426 63 60. They will be happy to help you!
I am not yet receiving a pension and want to know more about what the new rules mean for me
The pension agreement is the agreement that the government, together with employers and trade unions, made in 2019 about the future of our pension system. Since then, the Ministry of Social Affairs and Employment has been working on the new pension rules that have been laid down in the Future Pensions Act.
Our society has changed a great deal in recent years. People live for longer and are less likely to work for one employer their whole lives. The pension system must adapt itself to this. That is why the government, together with employers and trade unions, has concluded a pension agreement with new rules for pensions and AOW (state retirement pension). The Pensions Act has been amended to implement the new rules.
The new pension rules have taken effect on 1 July 2023, but it will take much longer for the pension scheme to be adjusted accordingly. IFF, its partners and the pension fund have a few more years to make the new agreements specific to their own pension scheme and to prepare for their implementation. The introduction must be arranged by 1 January 2028.
For the time being, nothing changes. Your pension accrual and pension benefits will continue under the current pension scheme. Based on the new legislation, IFF and its partners will make new arrangements. Once they have been made, there will be a new pension scheme.
I already receive a pension and want to know more about what the new rules mean for me
Yes, even if you already receive a pension, you will be affected by new rules for your pension. Unfortunately, what these new rules mean for your benefit is not yet known. The employer and employee associations will make agreements about this in the coming years.
No, members cannot do anything personally. The employer and the employee associations make the choice of whether the accrued pension rights and entitlements will fall under the new pension plan. This is also referred to as 'invaren'. All of the regulations surrounding the new pension rules are in the Future Pensions Act. This act does not include an individual right of objection. This means that participants cannot personally choose whether the new rules will apply to their pensions.
It will probably be some time before we can show you what the changes mean for your pension benefit. No later than 1 January 2028, the pension plan will have been adjusted. We understand that this is an uncertain time. In the coming period, the employer and employee associations, in close contact with the pension fund, will determine what the new pension plan will look like. They will ensure a balanced outcome for all (former) participants and pensioners. As soon as choices have been made, you will receive more information about this.