Why is the government coming up with new rules for retirement?

1. Clearer and more personalized retirement

It is now unclear to many people how much they pay for their pension and how much they accrue. With the new rules, everyone builds up a pension through a premium scheme. This pension specifies how much money (premium) you and your employer put into your pension. 

2. Pension can go up faster than now

When the economy is doing well, sometimes the pension through your employer does not go up now. That feels unfair. The new rules ensure that this pension moves with you: if the economy is doing well, your pension can go up sooner. Is the economy worse? Then the pension can also go down. 
The new rules do ensure that the movements become less significant when you are (almost) retired. Because the pension of a younger worker has more time to absorb investment setbacks than that of older workers.

3. Pension better matches your career

People are increasingly changing jobs, stopping work for a while or starting up for themselves. The pension rules currently do not fit in well with this. That is why there will be new rules. Are you no longer building up a pension through an employer or are you receiving a different pension plan? If so, you will soon see more clearly what this means for the amount of your pension.