The end of the year is in sight. Let's look back at the past year and look ahead to 2025. Did you know that many changes in your life can also affect your pension? But no need for extra December stress. We have developed the December checklist for you! So you can check whether a particular change applies to you and take action. That way, when the new year comes around, you will at least have all your pension-affairs in order!

Changes in your personal life

Have personal things changed in your life in the past year? Consider:

• Are you moving in together and want to get things right for your partner? Then take a look here. After all, not everything is automatic. 
• Perhaps love was over and you got divorced? Then take a look at this checklist and avoid surprises.
• May we congratulate you on the arrival of a baby? Then take a look at what is arranged in your pension fund for your child(ren).
• Perhaps you have embarked on a foreign adventure? Here you can read about moving abroad.

You may have experienced some of the above changes this past year or will experience them next year. Make sure you are prepared.

Changes in your work

A lot can change in a year. Not only privately but also in your work situation. See if any of the changes below apply to you.

• Have you joined IFF this year? First of all, congratulations! Have you already thought about value transfer? Take a look at the checklist. And have you already read up on the pension plan? Take a look at what you get in our plan.
• Perhaps you have found a new challenge this year or will be joining a new company next year? Even then it is advisable to check the value transfer. Even then, take a look at the checklist.
• Have you started working part-time? As soon as you start working part-time, this also has an impact on your pension. Working less means you accumulate less pension. 

Retiring or not yet?

Will you be retiring in 2025? If so, it will already be a special year for you. When you retire, you have a number of choices to make, for example:

• You can exchange your old-age pension for a partner's pension. Read more.
• You can opt for a higher or lower pension first. Look here.

Can you retire but do not want to stop working at all? Then look at the possibility of postponing your retirement date. But, of course, earlier is also possible.

Check your details

We all know it overflowing mailboxes and massive notifications. To avoid missing news from us, log into MyIFFPension and check the points below:

• Have I already registered my e-mail address in My details in MyIFFPension?
• Have you already viewed the 2024 Uniform Pension Statement in My Documents?
• Have you read all your digital mail in My documents?

All the best for 2025! 

We hope you had a great year and that you have a great year ahead of you. Please don't forget us in that year especially. We hope we were able to help you get everything back in order. And now for you as a good resolution the call to check your pension once in a while. 

Happy holidays!